Smart Nwonkwo Onyemauche


This study investigated the influence of educational planning on cashless policy in Rivers State owned Universities; namely: Rivers State University, Nkpolu Oroworukwo and Ignatius Ajuru University of Education, Port Harcourt. The study adopted descriptive research design. Two research questions and two hypotheses were formulated to guide the study. The population of the study comprised all level 400 hundred students of Rivers State own universities. The sample size of 370 students of level 400 was chosen for the study. The instrument titled Educational Planning Questionnaire (EPQ) and Cashless Policy Questionnaire (CPQ) was used for data collections. The instrument is divided into two parts: A and B. Part A is the personal data section while Part B is the core items choosing. The core item section is divided into 3 clusters. The response options used on the instrument in cluster one are strongly agreed. (SA) Agreed (A) strongly disagreed (SD) disagreed (D). Copies of the instrument and the research questions and hypothesis were given to them to read and make corrections in terms of the formatting and relationship of the items to the research questions. The reliability of the instrument was 0.83. A set of 30 copies was administered on the respondents once. After coding and collating, the cronbach's Alpha reliability method was used to calculate the coefficient which gave the value of 0.85. The data of the study was collected by personal hand delivery of the instrument to the respondents. Research assistants were trained and used for the data collection. The data collected from the instruments were analyzed using Mean, Standard deviation and independent t-test statistics. Various strategies of educational planning should be adopted to manage cashless policy in Nigeria.  


Influence, Educational Planning, Cashless Policy, Rivers State owned Universities.

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